Rates

Central Progressive Bank Rates

Rates Effective December 22, 2011
Rates are subject to change without notice.
Please contact your local banking center for the most current rates.


Certificates of Deposit
Interest is calculated on a simple interest basis and requires interest to be paid at least annually on CD’s more than one year. CD’s in the amount of $10,000 or less must have interest deposited into an account at First NBC Bank. A penalty may be imposed for early withdrawal. ***Jumbo rates do not apply to CD Specials. Jumbo rates require a balance of $100,000 or greater. Jumbo rates do not apply to CD specials.

Terms   Minimum Deposit to Open Account   Minimum Balance to Obtain APY*   Interest Rate   APY*   JUMBO APY***  
7-31 Day CD
$1,000  $1,000  0.10%  0.10%  0.10% 
32-59 Day CD
$1,000  $1,000  0.30%  0.30%  0.30% 
60-89 Day CD
$1,000  $1,000  0.30%  0.30%  0.30% 
90-181 Day CD
$1,000  $1,000  0.50%  0.50%  0.50% 
182-364 Day CD
$1,000  $1,000  0.75%  0.75%  0.75% 
6 Month Special !
$500  $500  1.04%  1.04%  1.04% 
11 Month Special !
$500  $500  1.17%  1.17%  1.17% 
12 Mo. to 23 Mo.
$500  $500  0.85%  0.85%  0.85% 
18 Month Special !
$500  $500  1.29%  1.29%  1.29% 
24 Mo. to 29 Mo.
$500  $500  1.45%  1.45%  1.45% 
30 Mo. to 35 Mo.
$500  $500  1.30%  1.30%  1.30% 
36 Mo. to 47 Mo.
$500  $500  1.65%  1.65%  1.65% 
48 Mo. to 59 Mo.
$500  $500  1.90%  1.90%  1.90% 
60 Month
$500  $500  2.19%  2.19%  2.19% 
120 Month
$500  $500  2.00%  2.00%  2.00% 
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Checking & Savings Accounts

Account Type   Min. Dep. To Open Account   Min. Bal. To obtain APY*   Interest Rate   APY*  
Regular Savings
$50  $0  0.40%  0.40% 
Christmas Club
$5  $0  0.40%  0.40% 
Piggy Bank Savings
$5  $0  0.40%  0.40% 
First Responders
$100  $100  1.75%  1.77% 
Rewards Checking
$50  $250,000  0.78%  0.78% 
  $100,000  0.78%  0.78% 
  $50,000  0.65%  0.65% 
  $2,500  0.30%  0.30% 
  <$2,500  .00%  .00% 
Health Savings
$50  >$5,000  0.75%  0.75% 
  $1,000 - $5,000  0.40%  0.40% 
  0 - $1,000  0.00%  0.00% 
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IRAs
Traditional IRA’s: Interest paid at maturity only Roth & Educational IRA’s: Interest compounded annually. Jumbo rates require a balance of $100,000 or greater.

Terms   Minimum Deposit to Open Account   Minimum Balance to Obtain APY*   Interest Rate   APY*   Jumbo Rate   Jumbo APY*  
12 Mo.
$100  $100  1.22%  1.22%  1.22%  1.22% 
18 Mo.
$100  $100  1.29%  1.29%  1.29%  1.29% 
24 Mo.
$100  $100  1.45%  1.45%  1.45%  1.45% 
48 Mo.
$100  $100  1.90%  1.89%  1.90%  1.89% 
60 Mo. - Traditional IRA
$100  $100  2.19%  2.18%  2.19%  2.18% 
60 Mo. - Roth IRA
$500  $500  2.19%  2.18%  2.19%  2.18% 
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Money Market Accounts
Wealth Builder Money Market Accounts can be opened for both personal and business accounts. Rates are variable. Rates may change after opening. Fees may reduce earnings.

Account Type   Minimum Deposit to Open Account   Minimum Balance to Obtain APY*   Interest Rate   APY*  
Wealth Builder MMA
$500  >.00  0.45%  0.45% 
  $50,000  0.60%  0.60% 
  $200,000  0.80%  0.80% 
  $500,000  0.80%  0.80% 
  $1,000,000  0.80%  0.80% 
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Rates subject to change at any time.

*APY*: Annual Percentage Yield

Member FDIC | Equal Housing Lender