Rates Effective December 22, 2011
Rates are subject to change without notice.
Please contact your local banking center for the most current rates.
Interest is calculated on a simple interest basis and requires interest to be paid at least annually on CD’s more than one year. CD’s in the amount of $10,000 or less must have interest deposited into an account at First NBC Bank. A penalty may be imposed for early withdrawal. ***Jumbo rates do not apply to CD Specials. Jumbo rates require a balance of $100,000 or greater. Jumbo rates do not apply to CD specials.
| Terms |
Minimum Deposit to Open Account |
Minimum Balance to Obtain APY* |
Interest Rate |
APY* |
JUMBO APY*** |
|
$1,000 |
$1,000 |
0.10% |
0.10% |
0.10% |
|
$1,000 |
$1,000 |
0.30% |
0.30% |
0.30% |
|
$1,000 |
$1,000 |
0.30% |
0.30% |
0.30% |
|
$1,000 |
$1,000 |
0.50% |
0.50% |
0.50% |
|
$1,000 |
$1,000 |
0.75% |
0.75% |
0.75% |
|
$500 |
$500 |
1.04% |
1.04% |
1.04% |
|
$500 |
$500 |
1.17% |
1.17% |
1.17% |
|
$500 |
$500 |
0.85% |
0.85% |
0.85% |
|
$500 |
$500 |
1.29% |
1.29% |
1.29% |
|
$500 |
$500 |
1.45% |
1.45% |
1.45% |
|
$500 |
$500 |
1.30% |
1.30% |
1.30% |
|
$500 |
$500 |
1.65% |
1.65% |
1.65% |
|
$500 |
$500 |
1.90% |
1.90% |
1.90% |
|
$500 |
$500 |
2.19% |
2.19% |
2.19% |
|
$500 |
$500 |
2.00% |
2.00% |
2.00% |
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| Account Type |
Min. Dep. To Open Account |
Min. Bal. To obtain APY* |
Interest Rate |
APY* |
|
$50 |
$0 |
0.40% |
0.40% |
|
$5 |
$0 |
0.40% |
0.40% |
|
$5 |
$0 |
0.40% |
0.40% |
|
$100 |
$100 |
1.75% |
1.77% |
|
$50 |
$250,000 |
0.78% |
0.78% |
|
|
$100,000 |
0.78% |
0.78% |
|
|
$50,000 |
0.65% |
0.65% |
|
|
$2,500 |
0.30% |
0.30% |
|
|
<$2,500 |
.00% |
.00% |
|
$50 |
>$5,000 |
0.75% |
0.75% |
|
|
$1,000 - $5,000 |
0.40% |
0.40% |
|
|
0 - $1,000 |
0.00% |
0.00% |
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Traditional IRA’s: Interest paid at maturity only
Roth & Educational IRA’s: Interest compounded annually.
Jumbo rates require a balance of $100,000 or greater.
| Terms |
Minimum Deposit to Open Account |
Minimum Balance to Obtain APY* |
Interest Rate |
APY* |
Jumbo Rate |
Jumbo APY* |
|
$100 |
$100 |
1.22% |
1.22% |
1.22% |
1.22% |
|
$100 |
$100 |
1.29% |
1.29% |
1.29% |
1.29% |
|
$100 |
$100 |
1.45% |
1.45% |
1.45% |
1.45% |
|
$100 |
$100 |
1.90% |
1.89% |
1.90% |
1.89% |
|
$100 |
$100 |
2.19% |
2.18% |
2.19% |
2.18% |
|
$500 |
$500 |
2.19% |
2.18% |
2.19% |
2.18% |
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Wealth Builder Money Market Accounts can be opened for both personal and business accounts. Rates are variable. Rates may change after opening. Fees may reduce earnings.
| Account Type |
Minimum Deposit to Open Account |
Minimum Balance to Obtain APY* |
Interest Rate |
APY* |
|
$500 |
>.00 |
0.45% |
0.45% |
|
|
$50,000 |
0.60% |
0.60% |
|
|
$200,000 |
0.80% |
0.80% |
|
|
$500,000 |
0.80% |
0.80% |
|
|
$1,000,000 |
0.80% |
0.80% |
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Rates subject to change at any time.
*APY*: Annual Percentage Yield